CA Investments

FBN # 20206571475
DRE # 02203256
MLS # 2459196


Real estate investor

Chief Executive Officer

Business Advisor

Successfully providing the best business solutions for over 25 years

For Many

California is the Land of Oportunities

Boasting stunning beaches, year-round activities, and an expanding populace, this area sustains a thriving, multifaceted economy centered on technology, entertainment, innovation, and corporate services. This has resulted in a sustained and vigorous demand from renters, prospective homeowners, and eager homebuyers alike.

Why me

Review and decision-making capacity for analysis and troubleshooting

I possess an initiative that enables me to envision opportunities, and I have the capacity to plan and arrange things in a way that facilitates the attainment of objectives. Furthermore, I exhibit a strong sense of responsibility, commitment, and common sense, along with a keen awareness of organizational and interpersonal dynamics. I work well in a team setting, am proactive, possess excellent social skills, and am adept at mediating conflicts. I am also highly determined, disciplined, efficient, flexible, and consistent in my efforts.

I have a preference for tactical and strategic thinking, and I possess the ability to engender trust in others. Finally, I have a strong desire to stay informed.


a) Proficient in both written and verbal communication skills

b) Experienced legal professional

c) Skilled in marketing and publicity techniques

d) Proficient in Microsoft Office applications

e) Experienced in developing effective advertising strategies

f) Possesses a professional level of business etiquette

g) Demonstrates a positive mental attitude (PMA)

Lima, Perú

Fullerton College (California, USA

Cypress College (California, USA)

Newbridge College (California, USA)

Services I offer

Investing in Real Estate

Investing in real estate can be an exhilarating strategy that provides both personal fulfillment and financial gain. Unlike investors in stocks and bonds, those interested in real estate can take advantage of leverage by paying a portion of the total cost upfront and then gradually paying off the remaining balance, plus interest, over time. In some cases, it may be possible to purchase an entire property with as little as a 5% down payment, compared to the typical 20% to 25% required for a traditional mortgage.

The capacity to take control of an asset as soon as the paperwork is signed provides a sense of confidence to real estate flippers and landlords. They can leverage this confidence to secure second mortgages on their existing properties and use the funds as down payments to purchase additional properties.

If you have aspirations of amassing wealth, it's likely that you've contemplated investing in real estate. While it may seem like an excellent prospect, particularly in a thriving real estate market, you may not yet be prepared for the level of dedication it requires.

According to a survey by RealtyShares, as of last year, only 15% of Americans were investing in properties other than their primary residence. Despite the limited prevalence of real estate investment, the majority of Americans consider it to be a sound investment option.

A Business Expert!

The expenses and required expertise to initiate real estate investment often act as a deterrent for people. Merely 38% of those surveyed expressed confidence in their ability to successfully flip a house from beginning to end, and over 80% of millennials expressed a desire for simplified real estate investment processes.

Real estate investment demands a considerable level of dedication, and it is crucial to grasp its intricacies before committing. My intention is to prevent you from investing in something that you do not comprehend, particularly in real estate.

Extra benefit through Invest

Real estate investment takes on various forms. Is it worthwhile to invest in real estate considering the amount of effort it requires? Can it be considered a dependable component of your retirement plan?
The wisdom of investing in real estate depends entirely on your personal circumstances, financial situation, and future aspirations. While real estate investment may not suit everyone, it can prove to be an excellent means of building wealth when executed appropriately.

Services I offer


When you sell an investment property that you've owned for at least a year, you'll be subject to capital gains tax on any profit you make. For example, if you bought a property for $100,000 and later sold it for $160,000, you would have a gross profit of $60,000. As an investment property, you can deduct the real estate commission fees you paid, which in this case would be $9,600 (6% of the selling price), leaving you with a net profit of $50,400.

The amount of tax you'll pay on that $50,400 depends on your tax bracket for ordinary income. If you're in the 10% or 12% tax bracket, you won't owe any capital gains tax. If you're in the 22%, 24%, 32%, or 35% bracket, you'll owe 15% of your net profit in capital gains tax. If you fall into the 35% or 37% tax bracket, you'll owe 20% in capital gains tax.

For example, if you're in the 22% tax bracket, you would owe 15% in capital gains tax on the $50,400 profit, which would come out to $7,560 in taxes.

How are taxes calculated for short-term investments like house flipping? If you own a property for less than a year, any profits you make are subject to short-term capital gains tax. In contrast, long-term capital gains tax is determined by your tax bracket, with the percentage of taxes owed based on that bracket. Short-term capital gains tax is simpler, as it treats the profit from the investment as part of your annual income.

For instance, if your annual income is $50,000 and you earn $20,000 in profit from house flipping, your taxable income would be $70,000, placing you in the 22% tax bracket.

When it comes to rental income, it's important to note that any earnings must be reported on your tax return. However, as a property owner, you can also claim deductible expenses for repairs and maintenance, though it's essential to remember that improvements are not eligible for deductions. For instance, if you earned $10,000 from rental income this year and spent $1,500 on repairs, you can deduct that amount from your taxable rental income, making it $8,500.

Understanding how to pay taxes on investments can be challenging, and it's crucial to regularly consult with a tax professional to review your financial information to avoid penalties. Failing to do so can lead to unpleasant surprises come tax time.

Services I offer

How to Start

Make the payment in cash.

Purchasing an investment property with cash can help you save thousands of dollars in interest and eliminate concerns about foreclosure. Opting for financing when investing can create avoidable risks. Additionally, paying in cash allows you to keep all rental income earned, which is a significant benefit.

Diversify your Income

It's generally advisable to limit real estate investments to no more than 5% of your net worth. If all of your net worth is invested in real estate, market fluctuations could cause anxiety. To minimize risk, it's essential to keep your investments diversified. Mutual funds available through retirement savings accounts, such as 401(k) and Roth IRA, should serve as the foundation of your wealth-building strategy.

Remain in the Local Area

If you intend to lease out properties, it's not advisable to purchase a home in Arizona while residing in Illinois. This is because you'll need to engage the services of a property management company, and it'll be challenging to inspect the property for damages or repair requests. Since you're the owner, you'll be more concerned about the home's condition than anyone else. Even if you opt to employ a property management company, it's crucial to reside nearby so that you can periodically assess the property in person.

Anticipate for Potential Risks

Typically, leasing out a property involves more than just finding tenants and conducting annual inspections. There may be periods when the property remains unoccupied for several months, which can be financially challenging if you're not adequately prepared. Furthermore, even in the most favorable rental scenarios, appliances may malfunction, and essential repairs such as gutter replacement may be necessary. Therefore, it's essential to be financially prepared for maintenance and repair expenses.

Begin with a Modest Approach

If you're uncertain about owning a rental property, consider experimenting with a small-scale approach. For example, you may have an additional bedroom or a space above your garage that you could rent out. This experience can provide you with a glimpse of what it's like to own a rental property. Additionally, it's a wise idea to communicate with other real estate investors to learn about their experiences and any advice they might have before embarking on your own rental property journey.

Engage the Services of a Real Estate Agent

Purchasing real estate doesn't have to be a solo endeavor. It's vital to consult with a local real estate agent, even when you're still in the initial stages of considering the advantages and disadvantages of real estate investing. They can provide valuable insights into which areas you should explore and what obstacles you may encounter as a real estate investor. Furthermore, when it's time to buy a property, their expertise will be invaluable in ensuring that you obtain a favorable deal.


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