FBN# 20206571475


Real estate investor

Chief Executive Officer

Business Advisor

Successfully providing the best business solutions for over 25 years

For Many

California is the Land of Oportunities

With dramatic beaches, four-season recreational opportunities, and a growing population. Its robust, diversified economy is grounded in technology, entertainment, innovation and business services, supporting strong, consistent interest by renters, aspiring homeowners, and active home buyers.

Why me

Review and decision-making capacity for analysis and troubleshooting

Initiative, which allows me to visualize opportunities. Ability to plan and organize, useful for the achievement of objectives. High sense of responsibility, commitment and common sense. Organizational and interpersonal sensitivity. Ability to work in team. Proactive. Social skills. Mediator. Determined. Disciplined. Efficient. Flexible. Constant. Preference shares. Tactical and strategic. Ability to establish trust. Like to be informed.

a) Strategic Consulting and Operations

b) Establish and maintain business relationships with customers in California, Michigan, Alaska and other states

c) Coordination, training with Operators & Instructors

d) Organize and participate in industry trade shows in the cities of Buenos Aires, Bolivia, Chile and Lima

e) Organize the Administrative and Human Resources area (from recruitment)

f) Define business strategies

g) Application of Benchmarking for continuous improvement

h) To organize and keep track of physical and virtual files of different suppliers

a) Reading & Writen skills

b) Professional of Legal Science

c) Marketing & Publicity Skills

d) Microsoft Office Knowledge

e) Advertising Strategies Skills

f) Professional Business Etiquette

g) Positive Mental Attitude (PMA)

Lima, Perú

Fullerton College (California, USA

Cypress College (California, USA)

Newbridge College (California, USA)

Services I offer

Investing in Real Estate

Owning or buying real estates an exciting investment strategy, that can be both satisfying and lucrative. Unlike stock and bond investors, prospective real estate owners can use leverage to buy a property by paying a portion of the total cost up front, then paying off the balance, plus interest, over time. While a traditional mortgage generally requires a 20% to 25% down payment, in some cases, a 5% down payment is all it takes to purchase an entire property.

This ability to control the asset the moment papers are signed emboldens both real estate flippers and landlords, who can in turn take out second mortgages on their homes in order to make down payments on additional properties.

If you’re interested in building wealth, you’ve probably wondered about real estate investing. On the one hand, it seems like a great idea, especially if you live in an area with a booming real estate market. But on the other hand, you may not be ready for the commitment.

As recent as last year, only 15% of Americans were investing in property outside their primary residence, according to a RealtyShares survey. However, while real estate investing is not exactly widespread, most Americans think it’s a good investment.(1)

The Largest Business Expert !

What holds people back? The costs and skills needed to get started. Only 38% of those surveyed thought they’d actually be able to flip a house start to finish, and more than 80% of millennials wished that real estate investing was easier.

Let’s be honest. Investing in real estate is a big commitment, and it’s important to really understand it before you dive in. I never want you to invest in something you don’t understand—especially real estate.

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What are the different types of real estate investing? Is it really worth all the effort it takes? Is this type of investing reliable enough to be part of your retirement plan?
Whether or not real estate investing is a smart idea totally depends on you, your financial situation, and your goals for the future. It’s not for everyone, but it can be a great wealth-building tool when it’s done the right way!

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When you sell an investment property after owning it for at least a year, you’ll pay capital gains tax on the profit. Let’s say you buy a property for $100,000. Years later you sell the property for $160,000. That’s a gross profit of $60,000. Since this is an investment property, you’re allowed to deduct the $9,600 you paid in real estate commission fees (6% of the price the property sold for), which brings your capital gains to $50,400.

How is that $50,400 taxed? It depends on your tax bracket for your ordinary income. If you are in the 10% or 12% tax bracket in 2018, you’ll pay 0%. If you’re in the 22%, 24%, 32% or 35% tax bracket, you’ll pay 15% of your net profit in capital gains. If your income falls in the 35% or 37% tax bracket, you’ll pay 20% capital gains tax.

Let’s say you’re in the 22% tax bracket, so you pay 15% capital gains. In this example, 15% of $50,400 means you’d pay $7,560 in taxes.

What about a short-term investment like a house flip? When you have owned the property for less than a year, your profits are taxed according to short-term capital gains.

What’s the difference between long-term capital gains and short-term capital gains when it comes to taxes? Long-term capital gains uses your tax bracket as a reference to determine the percentage of taxes you owe on those gains. Short-term capital gains tax is even simpler. The profit you make from a short-term investment is counted as part of your annual income.(7)

Let’s say your annual income is $50,000, and you made a $20,000 profit on a house flip this year. Your taxable income is $70,000, which puts you in the 22% tax rate.

Any money you make from rental income must be declared as income on your tax return. However, when you own property, you can also claim deductible expenses, such as repairs and maintenance—but be mindful that improvements won’t count. Maybe you made $10,000 this year from rental income, but you also completed $1,500 worth of repairs on the property. You can deduct the $1,500, making your taxable rental income $8,500.

Paying the tax bill on investments can be confusing. Make sure you’re meeting regularly with your tax pro to go over your financial information. You don’t want to get slapped with a penalty.

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How to Start

Step 1: Pay in Cash

When you pay for an investment property with cash, you save thousands of dollars in interest. Plus, you won’t ever have to worry about foreclosure. Creating unnecessary risk by financing an investment is just a bad idea. And one of the best perks of paying cash? You actually get to keep the money you make from rent payments!

Step 2: Diversify

As a rule of thumb, I recommend having only 5% of your net worth tied up in real estate investments. If your whole net worth is invested in real estate, any fluctuation in the market could make you panic. It’s important to keep your nest egg diversified to minimize risk. Mutual funds invested through your 401(k), Roth IRA and other retirement savings accounts should be the foundation of your wealth-building strategy.

Step 3: Stay Local

If you want to rent out properties, don’t buy a house in Arizona if you live in Illinois. Not only will you need to hire a property management company, but you will also have a difficult time assessing any damages or requests for repairs. As the owner, you will care about the condition of the house more than anyone else. While you may decide to hire a property management company—which is fine if you do—it’s important to live close enough to check out the property for yourself every so often.

Step 4: Be prepared for risks

In most cases, renting out property is not as simple as getting renters and checking in once a year. Sometimes months will go by in between renters, which can be a tough blow if you’re not financially prepared. And even in the best renting situations, appliances will still break and gutters will still need to be replaced. You should be prepared to spend money for upkeep and repairs.

Step 5: Start Small

If you’re not sure if owning a rental property is for you, test it out. Maybe you have a space above your garage or an extra bedroom you could rent out. That experience can give you a taste of what it’s like to own a rental. It’s also a good idea to talk to other real estate investors. What do they wish they would have known before getting started?

Step 6: hire a real estate agent

You don’t need to buy real estate on your own. Even in the beginning stages of weighing the pros and cons of real estate investing, it’s crucial to talk to a real estate agent in your local market. They will know what areas you should look into and what potential hurdles you may face as a real estate investor. And then when it comes time to purchase a property, you’ll need their expertise to make sure you’re getting a great deal.


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